School Teachers Residential and self-employed


Unlock Exclusive Benefits for Teachers and School Principals with Brisbane Views Home Loans

Are you a teacher or school principal looking to buy a home? Brisbane Views offers special home loan benefits tailored to educators. Here’s how our home loans can benefit you:

  • Professional Packages
    If you’re borrowing more than $250,000 and want more
    than just a home loan from the same bank, consider a
    professional package. It typically includes a transaction
    account, credit card, and a home loan, all with a single
    combined annual fee.
  • Overseas Qualifications
    Teachers with overseas qualifications may find it more
    challenging to access LMI waivers and discounts, but it’s not impossible. A mortgage broker can assist with your application.
  • Casual Teachers
    New teachers starting on a casual basis can still qualify for a home loan under certain conditions, such as having 3 to 6 months of experience and providing payslips for at least 3 months in the current year.
  • Income Considerations
    Besides your base salary, lenders may consider other
    income sources like Higher Duties Allowance (HDA) and
    overtime. Lenders typically use 80% of overtime income in their calculations.
  • Eligibility Criteria
    To qualify for LMI waivers and discounts, you must work as a high school teacher, preschool/kindergarten teacher, primary school teacher, or in a related role in the education sector.
  • LMI Waivers and Discounts
    Teachers can borrow up to 85% LVR without LMI on owner-occupied properties. First-home buyers in education may borrow up to 99% of LVR, including LMI, saving thousands of dollars.
  • Self-Employed Teachers
    If you or your partner is self-employed or looking to be, Brisbane Views offers commercial lending options tailored to the self-employed. We understand the unique financial circumstances of self-employed individuals and can help you secure a home loan that meets your needs.
  • Other Benefits
    Application fees may be waived, and you can access professional home loan packages with significant discounts on interest rates for large-value loans.
  • Get Started Today
    Brisbane Views is here to help teachers and educators navigate the home loan process and access exclusive benefits. Contact us today to learn more and start your home loan journey.